Comments for Student Loan Consolidation Program

Comment on Debt Consolidation Loans – What You Need To Know. by SteveMitchel

SteveMitchel — Wed, 28 Jul 2010 02:24:28 +0000

Great video. sums it all up and makes it easy to understand.

Comment on Can bad credit and low income= housing? by Doctor Deth

Doctor Deth — Wed, 28 Jul 2010 02:05:38 +0000

there is no way you would ever qualify for a mortgage with debts that high
I doubt the overall cost of a house would be less than an apt when you get done adding in property taxes(100-200 or more per month), homeowners insurance(50 per month), PMI insurance(50 per month) (required if you have less than 20% down), plus new utilities you never had to pay for in an apt – like water, sewer and trash – those 3 utilities run me about $50 month on top of electric, heating oil and cooking gas and regular utilities will be more in a house because a house is bigger

No-money down mortgages are long gone – that’s what caused a lot of the banking and housing market problems – the minimum cash you will need is probably 10% for down payment and closing costs – IF you can get an FHA mtg

I thought school loans were supposed to be paid back over 10 yrs – $1000 a month on 30,000 is only 3-4 yrs. – that payment amt sound way out of line

Comment on Can bad credit and low income= housing? by Max

Max — Wed, 28 Jul 2010 01:50:31 +0000

creditreport.imess.net – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.

Comment on Debt Consolidation Loans – What You Need To Know. by hotftuna

hotftuna — Wed, 28 Jul 2010 01:30:05 +0000

Good debt help info!

Comment on Can bad credit and low income= housing? by Janet P

Janet P — Wed, 28 Jul 2010 01:10:12 +0000

You can’t buy, your debt ratio i too high, and if you are defaulting on your student loans, and it sounds like you are you will have trouble renting, let alone buying. People will tend not to trust you, on paper it appears that you are not exactly the most reliable person out there.

If, as you say, you are paying your debts you credit score should be OK. You just need to bring teh debt ratio to a reasonable level, once that student loan is about 25% of your income you should be able to buy.

There are no “No money down, bad credit” loans out there, other then VA and USDA, but your debt is still too high.

Comment on Debt Consolidation Loans – What You Need To Know. by PACKARDzx

PACKARDzx — Wed, 28 Jul 2010 01:07:06 +0000

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that is very awesome i love this